About RMBDESK

A cross-border payment platform connecting Africa to China

RMBDESK takes local currency from African customers and settles in RMB to Chinese suppliers. Payment, FX, compliance, ledger, liquidity and settlement are connected in one system, so every payment stays visible from start to finish.

Our Story

Why we built RMBDESK

African businesses buy from Chinese suppliers every day, yet paying them is often slow, costly and unclear. Dollars can be hard to find, transfers can stall, and the final cost is rarely known up front.

RMBDESK is not just a currency converter. We coordinate the whole route: you pay in local currency, we quote the rate and fee, run compliance checks, arrange RMB through approved financial partners, and your supplier receives CNY.

EDIT: Add your real founding story here, such as when and why you started and what problem you personally faced.

Our mission

To give African businesses a fast, transparent and compliant way to pay their suppliers in China.

Our approach

Keep the route, the controls and the payment status visible, so nothing important happens out of sight.

What We Coordinate

Route, control and outcome

The route

A customer initiates payment in UGX, KES or TZS. RMBDESK coordinates the path through approved financial infrastructure.

The control

Quote, risk, ledger, liquidity and settlement are connected through one orchestration layer, giving one operational view of every payment.

The outcome

The supplier receives CNY, with a compliant settlement and a payment obligation that stays visible until it completes.

End to End

From local currency to RMB settlement

One continuous operational chain from your payment to your supplier's confirmation.

CollectCustomer pays in local currency through a local partner
ControlKYC, sanctions and risk checks before anything moves
ConvertQuote, FX and treasury arrange RMB
SettleChina settlement partner pays in CNY
ConfirmReconciled and marked complete

Collect → record → arrange → settle → confirm

What We Stand For

The principles behind every payment

Transparency

Your rate and fee are shown in the quote before you accept it.

Compliance first

Identity, sanctions and beneficiary checks run before settlement.

Separate funds

Customer transaction funds and company operating funds are accounted for separately, subject to the applicable regulatory structure.

Auditable

Every financial event is on the ledger, and exceptions are visible states, not hidden errors.

The Platform

How RMBDESK works behind the scenes

A modular core keeps every internal decision auditable, while external partners stay replaceable.

Quote and FX

Time-bound quotes built from partner FX rates, our spread and fees.

Compliance

KYC / KYB, sanctions and beneficiary screening, and risk analysis with an approve, review or reject decision.

Payment orchestrator

Selects the route, checks partner health, calls the partner and updates the ledger for every payment.

Treasury

Coordinates local and RMB liquidity with partners so settlement is ready when payments arrive.

Core ledger

Records every financial event, making balances, rates, fees and status auditable.

Reconciliation

Matches our ledger, bank or payment partners and China settlement. Breaks go to operations review.

Where We're Going

Expanding corridor by corridor

Each new corridor needs local payment partners, FX and liquidity partners, the right regulatory structure and China settlement. We build them one at a time.

STAGE 1

Uganda

UGX → RMB

Prove local collection, compliance and settlement.

STAGE 2

East Africa

UGX, KES, TZS, RWF → RMB

Add local payment rails and partner coverage.

STAGE 3

Africa

NGN, GHS, XOF, ZAR, ZMW, AOA, XAF and more → RMB

Build a broader corridor network into China.

For Businesses

Embedded payments for platforms that trade with China

The same controls we use ourselves, including authentication, quotes, compliance, ledger and settlement, can become programmable infrastructure. One integration can serve several business surfaces.

FintechMarketplaceLogistics
Sample operations GET /quote
POST /beneficiaries
POST /payments
GET /payments/{id}
POST /refunds
Webhook → payment.completed
Our Team

The people behind RMBDESK

EDIT: Replace these placeholders with your real team, or delete this whole section.

AB
EDIT: Full NameEDIT: Founder and CEO
CD
EDIT: Full NameEDIT: Head of Operations
EF
EDIT: Full NameEDIT: Head of Compliance
GH
EDIT: Full NameEDIT: Customer Support Lead
Get In Touch

We'd love to hear from you

Email

support@rmbdesk.com

WhatsApp

+256 700 000 000

Office

EDIT: Your office address

Ready to pay your supplier?

Create an account, complete KYC and get your first quote.

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